Terms of Service

This Partner Programme Agreement ("Agreement") is entered into between Stockovaa Technologies ("Stockovaa", "Company", "we", "us" or "our") and you ("Partner", "you" or "your") for participation in the Stockovaa Partner Programme ("Programme").

By registering for and participating in the Programme, you agree to be bound by these terms and conditions. This Agreement governs your participation in the Programme and your relationship with Stockovaa. It sits alongside the Partnership Agreement and the Privacy Policy.

To participate in the Programme, you must:

• Be at least 18 years of age, or the age of majority in your jurisdiction
• Have the legal capacity to enter binding agreements
• Maintain accurate and current registration information
• Comply with all applicable laws and regulations
• Not be a competitor, or an employee of a direct competitor
• Not have been previously terminated from the Programme for cause

There is no residency requirement. Partners may join from any country, subject to the above and to anything the law where you live requires of you.

Stockovaa reserves the right to reject any application, or terminate any partnership, at its sole discretion.

3.1 Commission rate

Partners earn 25% commission on the net subscription fees paid by referred customers, for the duration of their active subscription. The rate applies uniformly across all paid subscription plans.

3.2 Commission calculation

Commissions are calculated on net subscription fees received by Stockovaa, after deduction of taxes, refunds, chargebacks and processing fees. Commissions are not payable on:

• Setup fees or one-time charges
• Refunded subscription fees
• Disputed or charged-back transactions
• Free trial periods

3.3 Payment terms

• Payment schedule. Withdrawals are processed automatically within 24 hours of being requested.
• Minimum payout. No minimum threshold is required to request a withdrawal.
• Processing time. Withdrawals are initiated immediately and are typically completed within 24 hours. Delays may occur depending on the recipient's bank, issuing bank policies, or regional processing times.

Payout methods. Partners may be paid by bank transfer in Nigeria, by mobile money in Ghana and Kenya, or by PayPal, Wise, Payoneer or international bank transfer elsewhere. You select the method in your partner profile and may change it at any time. Payment is made in your profile currency, converted at the rate applying when the payout is made.

3.4 Tax responsibility

Partners are solely responsible for all tax obligations related to commission payments, wherever they are resident. Stockovaa will provide the tax documentation required of it by law.

4.1 Referral links

Partners must use only the unique referral links provided through the partner dashboard. Customers must click through your referral link and complete their subscription within 60 days for proper attribution.

4.2 Cookie duration

Referral tracking cookies remain active for 60 days from the initial click. If a customer signs up within this period, the referral is attributed to you.

4.3 Attribution rules

• First-click attribution. The first partner referral link clicked receives the credit.
• Self-referrals are prohibited and result in commission forfeiture
• Existing Stockovaa customers cannot be attributed to partners retroactively

5.1 Permitted activities

• Promoting Stockovaa through your website, blog or social media
• Email marketing to your existing subscriber base
• Content marketing and search optimisation
• Paid advertising, subject to the restrictions below
• In-person networking and referrals

5.2 Prohibited activities

• Spam email or unsolicited communications
• False, misleading or deceptive advertising claims
• Bidding on Stockovaa brand keywords in paid search
• Creating fake reviews or testimonials
• Cookie stuffing or fraudulent tracking methods
• Adult content association or inappropriate placements
• Trademark infringement or brand impersonation

5.3 Brand usage guidelines

Partners may use Stockovaa's name and the approved marketing materials provided in the partner dashboard. You may not modify logos, create derivative works, or imply an official partnership beyond the scope of this Agreement.

6.1 Quality standards

Partners must maintain professional standards in all marketing activities and provide accurate information about Stockovaa's services.

6.2 Performance reviews

Stockovaa conducts periodic reviews of partner performance and may provide feedback or requirements for improvement.

6.3 Inactive account policy

Accounts with no referred customers for 12 consecutive months may be classified as inactive and are subject to termination. Commission already earned is unaffected.

Stockovaa retains all rights to its trademarks, logos, service marks and proprietary content. This Agreement grants you a limited, non-exclusive, revocable licence to use approved marketing materials solely for Programme promotion.

You retain ownership of your original content and grant Stockovaa a non-exclusive licence to use your testimonials and case studies for marketing purposes.

Partners may have access to confidential information, including commission rates, customer data and business strategies. You agree to:

• Maintain strict confidentiality of all non-public information
• Use confidential information solely for Programme participation
• Not disclose confidential information to third parties
• Return or destroy confidential information upon termination

9.1 Termination by either party

Either party may terminate this Agreement with thirty (30) days written notice, without cause.

9.2 Immediate termination

Stockovaa may terminate this Agreement immediately for:

• Breach of these terms and conditions
• Fraudulent or unethical conduct
• Violation of applicable laws or regulations
• Damage to Stockovaa's reputation or business

9.3 Effect of termination

Upon termination:

• Referral tracking ceases immediately
• Commission already earned remains payable according to standard terms
• Access to the partner dashboard is revoked
• Use of Stockovaa marketing materials must cease

10.1 No guarantees

Stockovaa makes no guarantee about commission earnings, referral success rates, or the continuity of the Programme. Past performance does not guarantee future results.

10.2 Service availability

The Partner Programme and its tracking systems are provided "as is", without warranty of uninterrupted service or error-free operation.

10.3 Limitation of liability

Stockovaa's liability for any claim related to the Programme shall not exceed the total commission paid to the Partner in the twelve (12) months preceding the claim.

11.1 Governing law

This Agreement is governed by and construed in accordance with the laws of Nigeria, without regard to conflict of law principles.

11.2 Dispute process

Any dispute arising from this Agreement shall first be addressed through good faith negotiation. If it is unresolved within sixty (60) days, it shall be resolved through binding arbitration in Lagos, Nigeria.

Stockovaa reserves the right to modify these terms at any time with thirty (30) days written notice to partners. Continued participation after the effective date constitutes acceptance of the modified terms.

Material changes affecting commission rates or payment terms are communicated with sixty (60) days advance notice.

13.1 Independent contractor relationship

Partners are independent contractors, not employees, agents or representatives of Stockovaa. This Agreement does not create a partnership, joint venture or franchise relationship.

13.2 Entire agreement

This Agreement constitutes the entire agreement between the parties and supersedes all prior negotiations, representations or agreements.

13.3 Severability

If any provision of this Agreement is deemed invalid or unenforceable, the remaining provisions remain in full force and effect.

13.4 Assignment

Partners may not assign or transfer their rights under this Agreement without prior written consent from Stockovaa.