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Privacy Policy

What we collect about you as a Stockovaa partner, why we collect it, who else sees it, how long we keep it, and the rights you have over it.

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Stockovaa Technologies ("Stockovaa", "Company", "we", "us" or "our") is committed to protecting the privacy and personal data of our Partner Programme participants. This Privacy Policy explains how we collect, use, process and safeguard your information as a partner in our referral programme.

This policy applies specifically to individuals and entities who participate in the Stockovaa Partner Programme to earn commission by referring customers to our business management platform. By registering for and participating in the Programme, you consent to the data practices described here.

We protect your partner data with the same security standards we apply to the customer platform itself.

2.1 Partner registration information

When you apply to join our Partner Programme, we collect:

  • Full name, and whether you are joining as an individual or a business
  • Email address and phone number
  • Address and country of residence
  • Payout details for commission payments
  • Website URL and social media profiles, if applicable
  • Marketing experience and audience information
Data categoryInformation collectedPurpose
Identity dataName, identity documents, tax informationPartner verification, tax compliance
Contact dataEmail, phone, addressCommunication, programme updates
Financial dataPayout account or wallet details, payment preferencesCommission payments, tax reporting
Marketing dataWebsite, social media, audience informationPartner approval, performance optimisation
Performance dataReferrals, clicks, conversions, commissionsCommission calculation, programme analytics

2.2 Referral and tracking data

We automatically collect information related to your partner activity:

  • Unique referral links and tracking codes
  • Click-through data and traffic sources
  • Referred customer information, anonymised for privacy
  • Conversion rates and subscription data
  • Commission earnings and payment history
  • Partner dashboard usage and login activity

2.3 Marketing and communication data

  • Marketing materials downloaded and used
  • Email engagement metrics such as opens, clicks and responses
  • Webinar and training session attendance
  • Support ticket history and feedback
  • Survey responses and programme feedback

3.1 Programme administration

  • Processing partner applications and verification
  • Creating and managing partner accounts
  • Generating unique referral links and tracking codes
  • Providing access to the partner dashboard and resources
  • Monitoring programme compliance and performance

3.2 Commission management

  • Tracking referrals and attributing conversions
  • Calculating commission earnings and bonuses
  • Processing commission payments and withdrawals
  • Generating tax documentation and reports
  • Handling payment disputes and adjustments

3.3 Partner support and training

  • Providing marketing materials and resources
  • Delivering training and educational content
  • Offering technical support and assistance
  • Sharing performance insights and optimisation tips
  • Running partner webinars and events

3.4 Programme improvement and analytics

We analyse partner data to identify successful strategies, improve conversion rates and improve the partner experience. This includes studying traffic patterns, conversion metrics and partner feedback.

We do not sell or rent partner information to third parties. We may share your data in the following specific circumstances.

4.1 Service providers

We work with third-party service providers for:

  • Payment processing and banking services for commission payouts
  • Email marketing and communication platforms
  • Analytics and tracking software
  • Customer support and help desk systems
  • Tax reporting and compliance services

Where you choose an international payout method, the provider that moves the money receives the personal and financial data it needs to do so. Depending on your choice that may be a mobile money operator, PayPal, Wise, Payoneer, or a correspondent bank in the international transfer chain. Each of them handles your data under its own terms as well as ours.

4.2 Legal and compliance

We may disclose partner information when required to:

  • Comply with tax reporting obligations
  • Respond to legal requests, court orders or subpoenas
  • Prevent fraud or investigate suspicious activity
  • Protect our rights, property or safety
  • Enforce partner agreement terms and conditions

4.3 Aggregated data

We may share aggregated, anonymised programme statistics for marketing and business development, such as:

  • Total number of active partners
  • Average commission earnings, anonymised
  • Programme growth and performance metrics
  • Industry benchmarking and case studies

We never share individual partner earnings, personal banking information, or specific performance data with other partners or with unauthorised third parties.

5.1 Tracking technology

We use cookies, pixel tags and similar technologies to:

  • Attribute referrals to the correct partner
  • Track the customer journey from click to conversion
  • Prevent fraudulent or duplicate referrals
  • Calculate accurate commission payments
  • Analyse marketing channel effectiveness

5.2 Customer data protection

While we track referrals for attribution, we protect referred customer privacy by:

  • Sharing only the conversion confirmation data a partner needs
  • Anonymising customer information in partner reports
  • Not providing access to customer personal details
  • Maintaining separate privacy controls for customers

5.3 Attribution period

Referral cookies remain active for the attribution window set out in the Terms of Service, during which any customer subscription is attributed to your partner account for commission purposes.

We implement comprehensive security measures to protect partner information.

6.1 Technical safeguards

  • TLS encryption for all data transmission
  • A secure partner dashboard with login protection
  • Regular security review and vulnerability assessment
  • Encrypted storage of sensitive partner data
  • Automated fraud detection on commission payments

6.2 Access controls

  • Role-based access to partner information
  • Multi-factor authentication for sensitive operations
  • Regular access reviews and permission updates
  • Secure API endpoints behind the dashboard

6.3 Financial security

All commission payments are processed through secure, encrypted payment channels with fraud protection.

We retain partner data according to the following schedule:

DataRetention period
Active partner dataRetained while the partnership is active
Commission records7 years, for tax and regulatory requirements
Referral tracking data5 years, for performance analysis
Communication history3 years from the last interaction
Marketing materials usage2 years after programme termination
Tax documentation7 years, a legal requirement

When a retention period expires, we securely delete the data using industry-standard destruction methods.

As a partner, you have the following rights:

  • Access to data. Request copies of all personal data we hold about your partnership.
  • Data correction. Update incorrect information in your partner profile and payout details.
  • Data export. Download your performance data, commission history and referral reports.
  • Marketing opt-out. Unsubscribe from partner newsletters and promotional communications.
  • Account deletion. Request deletion of your partner account, subject to the record retention requirements above.
  • Processing objection. Object to certain processing activities where the law permits.

To exercise any of these rights, contact the partner support team at partners@stockovaa.com. We aim to respond within 24 to 48 hours of receiving your request.

We welcome partners from all regions. The programme is designed to support international participation while maintaining high standards of data protection and secure payment.

  • Data is processed and stored in accordance with applicable data protection regulation
  • We implement appropriate safeguards for cross-border data transfers
  • Partners are responsible for meeting their own local tax obligations
  • We work to global privacy and financial compliance standards
  • Commission payments are processed through secure, internationally recognised channels

The specific transfer mechanism that applies to partners in the United Kingdom and the European Economic Area, and the supervisory authority you may complain to, are being documented and will be published in this section. Until then, contact the Data Protection Officer address below and we will tell you what applies to your country.

10.1 Data accuracy

Partners are responsible for:

  • Providing accurate registration and payout information
  • Updating profile information when it changes
  • Maintaining current contact details
  • Reporting suspicious activity or security concerns

10.2 Privacy compliance

When promoting Stockovaa, partners must:

  • Include appropriate privacy notices on their own websites
  • Comply with email marketing and consent requirements
  • Respect customer privacy and data protection rights
  • Follow applicable advertising and marketing regulation

11.1 Partner dashboard cookies

The partner dashboard uses cookies for:

  • Maintaining your login session
  • Personalising your dashboard experience
  • Tracking dashboard usage so we can improve it
  • Providing performance analytics and insights

11.2 Referral tracking cookies

Referral links set cookies on a referred customer's device in order to:

  • Attribute conversions to your partner account
  • Prevent double attribution of referrals
  • Track the customer journey for optimisation
  • Calculate accurate commission payments

We may update this Privacy Policy to reflect changes in the programme, in legal requirements, or in our business practices. Partners are notified of material changes through:

  • Email notification to all active partners
  • A prominent notice in the partner dashboard
  • An update posted on the partner programme website

Continued participation in the programme after a policy update constitutes acceptance of the revised terms.

We manage all partner data and payments in line with applicable data protection and financial regulation. Our operations comply with the Nigeria Data Protection Regulation (NDPR) and the Nigeria Data Protection Act (NDPA) 2023, and we apply comparable privacy and compliance standards for international partners in accordance with their local requirements.

For anything about the data we hold on you as a partner, or to exercise one of the rights in section 8.

Partner support
partners@stockovaa.com
Data protection officer
privacy@stockovaa.com